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Protect yourself before Disaster Strikes

True to their nature, the Japanese are taking a proactive approach to solving their own problems. There will be many valuable lessons learned from this tsunami to help the people of Japan prepare for the next one. […]

Freedom is just Another Word for Nothing Left to Lose

Some of the people I know who were making buckets of money a couple of years ago are going through some hard times. And, some of my closest friends have become the victim of layoffs. […]

Walmart Credit Card Quotas

This weekend, as I was saying “No” to a Walmart credit card for the hundredth time, I noticed a quota board behind the head cashier. It appears each cashier in the San Clemente store “Must Have 15 C/Cards Daily!”. […]

The Federal Reserve Plunders America

Normally, I avoid political posts, but the bankers and other special interests are looting our treasury and this is beginning to cripple the finances of our nation. […]

Imagine a Life without Debt

Have you ever stopped to calculate how much you pay in interest every month? If you are like most American families, it’s probably at least a $1,000 per month and it could be a lot more. […]