Hope to Prosper

Simple Practices that Lead to Wealth

Finally Debt-Free

Debt /

I just made the final payment on my house and am officially almost debt-free.  I do still have a small zero-interest car loan, but that’s all I owe.  The house is paid off and so are the credit cards.  When I got paid yesterday, I only had to pay taxes, insurance and utilities.  I am …

Protect yourself before Disaster Strikes

Finances /

True to their nature, the Japanese are taking a proactive approach to solving their own problems. There will be many valuable lessons learned from this tsunami to help the people of Japan prepare for the next one.

Walmart Credit Card Quotas

Debt /

This weekend, as I was saying “No” to a Walmart credit card for the hundredth time, I noticed a quota board behind the head cashier. It appears each cashier in the San Clemente store “Must Have 15 C/Cards Daily!”.