Hope to Prosper

Simple Practices that Lead to Wealth

Overcome Money Problems

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There are simple steps to mitigate money problems and turn the corner towards prosperity.

The 10-20-70 Plan for Paying Off Debt

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I recently had a conversation with someone who was trying to pay off student loans and credit cards, while still trying to lead a normal life. His comment was “whenever I talk about going on a budget, everyone in my family gets upset and calls me a cheapskate”.

Credit is the Root of all Evil

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The Love of Credit We all love the convenience of using our credit cards.  You walk up; buy something, swipe your card and you’re on your way.  Credit cards come in very handy for frequent purchases like gasoline and groceries.  They are great for automatically paying recurring bills, like utilities.  And, they are indispensable for dining, travel …