Hope to Prosper

Simple Practices that Lead to Wealth

How to Profit from the January Effect

Investing /

For those of you who aren’t familiar with The January Effect or a Santa Claus Rally, it is caused by investors who sell at the end of the year for tax purposes and then buy again in January.

Hopeful Predictions for 2010

Economy /

I was fortunate in that I had a great year, both personally and financially. I am looking forward to 2010, with many exciting challenges and opportunities.

How to Deal with Fraud

Personal /

One thing I have never posted on my blog before is that I was defrauded out of a large sum of money. It’s kind of embarrassing to admit this and I definitely should have known better.

Overdraft is Over

Regulation /

The Federal Reserve announced Thursday new banking rules, which require consumers to opt-in before overdraft protection fees are allowed on their ATM and debit cards. This is a huge win for consumers who are being soaked for close to $40 billion dollars in overdraft fees in 2009 alone.