Carnival of Personal Finance 329: California Dreaming Edition

Welcome to my humble blog and the 329th edition of the Carnival of Personal Finance.  I have been participating in the Carnival of Personal Finance since  the 175th edition, way back in 2008.  It is my honor and privilege to host the carnival this week.  I certainly hope you enjoy it.

California Dreaming Theme

I figured everyone could use a cool break from the blazing hot summer.  So, I thought we would cruise up the California coast together.  Just imagine the sea breeze blowing, surf music playing, surfboards in the back and the warm sun shining.  After all, the summer is officially over and soon it’s going to be a long dark winter.  Let’s all enjoy the sunshine while it lasts.

Editor’s Choice

I selected articles for the Editor’s Choice award, based on how interesting and informative they were.  Congratulations and well done to the winners.

San Diego

Skyline from San Diego Bay

Image by Woute R

San Diego is known as the Birthplace of California.  It is now the 8th largest city in the US and the 2nd largest city in California by population.  Neighboring communities include Del Mar and Solana Beach.  Famous surf breaks include Cortes Bank and Black’s Beach at Torrey Pines.  Popular tourist destinations include Mission Bay, Sea World, Balboa Park and the San Diego Zoo.  Popular activities include the Unlimited Hydro Boat Races and Over the Line Softball Tournament.



Boys Playing at South Carlsbad State Beach

Image by Respres

Carlsbad, located in North San Diego County, is one of the highest-income areas of the US.  It also developed the world’s first skateboard park in 1976.  Popular surf breaks include Moonlight Beach and Swami’s in Encinitas.  Neighboring communities include Encinitas and Oceanside.   Popular tourist destinations include Legoland and the San Diego Wild Animal Park.  Popular activities include golf and tennis at the La Costa Resort and visiting the flower fields of the Carlsbad Ranch.


San Clemente

San Clemente Pier Bowl

Image by Ricardo Diaz

San Clemente is known as the Spanish Village by the Sea.  It claims to have the World’s Best Climate with 310 days of sunshine per year and a very narrow range of temperatures.  Neighboring communities include Capistrano Beach, Dana Point and Laguna Beach.  San Clemente is my home break and it borders on three famous surf breaks, Trestles, San Onofre and Doheney.  Popular tourist activities include the Ocean Festival and whale watching excursions from Dana Point harbor.


Huntington Beach

Surfers at Huntington Beach Pier

Image by Magic Madzik

Huntington Beach is known as Surf City USA.  They host the world surfing championships each year.  Neighboring communities include Newport Beach, Sunset Beach and Seal Beach.  Famous surf breaks include The Wedge in Newport and Huntington Beach Pier.  Popular tourist destinations include the International Surfing Museum and South Coast Plaza in Costa Mesa.  Popular activities include the US Open of Surfing and Cruise of the Light Boats.


Hermosa Beach

Hottie on Hermosa Beach

Image by AJ Creencia

Hermosa Beach is located in the South Bay area of Los Angeles.  Neighboring communities include Redondo Beach and Manhattan Beach.  Popular surf breaks include the Redondo Breakwater and the Manhattan and Hermosa Beach piers.  Popular tourist destinations include Pier Plaza and The Strand, a beachfront trail that runs the length of all three cities.  Popular activities include the AVP Pro Volleyball Tour and the Fiesta Hermosa Arts and Crafts festival.


Santa Monica

Santa Monica Pier

Image by Wolf Savard

The city was named after Santa Monica of Hippo, because the Spaniards celebrated her feast on this location.  Neighboring communities include Venice Beach and Marina Del Rey.  Popular surf breaks include Dockweilier State Beach and the Santa Monica pier.  Popular tourist destinations include Venice Beach and the amusement park on the Santa Monica Pier.  Popular activities include the Taste of Santa Monica and the Santa Monica Film Festival.



Beachfront Malibu Homes

Image by Chuck the Photographer

Malibu is located in northern Los Angeles County and is known for famous celebrity residents and natural disasters.  It is home to 21 miles of beautiful beaches, which are used as the backdrop for countless movies and TV shows.  Neighboring communities include Oxnard and Ventura.  Popular surf breaks include Zuma Beach, Surfrider Beach and Malibu State Beach.  Popular activities include the Malibu Arts Festival and the Malibu International Film Festival.


Santa Barbara

View of Santa Barbara from UCSB

Image by Dave Reichert

Santa Barbara is known as the American Riviera, because of its pleasant year-round weather and Mediterranean styled architecture.   The city is home to legendary surfing champions Tom Curren and Kelly Slater.  Neighboring communities include Isla Vista, Goleta, Montecito and Carpinteria.  Famous surf breaks include Rincon and The Ranch.  Popular activities include the Old Spanish Days Festival and the Summer Solstice Parade.


Pismo Beach

Pismo Beach Pier

Image by Puliar Fanita

Pismo Beach was known as the Clam Capital of the World in the 1950s.  But, due to over-harvesting and the protected sea otters, the clams aren’t as plentiful as they once were.  Neighboring communities include Oceano and San Luis Obispo.  Popular surf breaks include Cable Landing and Avila Beach.  Popular tourist destinations include the Oceano Dunes State Park for off-roaders.  Popular activities include the Clam Festival and West Coast Classic Car Show.

Money Management

Morro Bay

Morro Rock

Image by Chris Willis

Morro Rock was called El Moro by a Portuguese explorer, because he thought it looked like the head of a Moor.  Morro Bay is a sleepy town in Central California, with a history in fishing and agriculture.  Neighboring communities include Baywood and Cayucos.  Popular surf breaks include Morro Rock, the Cayucos pier and Moonstone in San Simeon.  Popular tourist destinations include Morro Bay, Hearst Castle and Morro Rock, which is a 576 foot high volcanic plug.

Real Estate


Lone Cyprus along 17 Mile Drive

Image by HTTP 2007

Monterey is known as California’s First City.  The stunning coastline includes the famous 17 Mile Drive.  Neighboring communities include Carmel and Seaside.  Popular surf breaks include Ghost Tree and Sand Dollar Beach.  Popular tourist destinations include Cannery Row and the Monterey Bay Aquarium.  Popular activities include the Monterey Blues Festival (formerly the Monterey Jazz and Pop festivals) and golf at the Pebble Beach Resort.


Santa Cruz

Pacific Coast Highway (PCH) North of Santa Cruz

Image by Rachel Kramer

Santa Cruz is also known as Surf City and it has a long-standing feud with Huntington Beach over the moniker.  Neighboring communities include Capitola and Rio Del Mar.  Famous surf breaks include Steamer Lane and Pleasure Point.  Popular tourist destinations include the Santa Cruz Surfing Museum and the Santa Cruz Beach Boardwalk, California’s oldest amusement park.  Popular activities include the Wharf to Wharf foot race and O’Neil Coldwater Classic surf contest.


San Francisco

Image by HTTP 2007

Image by HTTP 2007

San Francisco is often called The City by the Bay.  It is known for liberal activism, technology companies and devastating earthquakes.  Neighboring communities include Pacifica and Half Moon Bay.  Famous surf breaks include Mavericks and Ocean Beach.  Popular tourist destinations include Fisherman’s Wharf, Alcatraz, Chinatown and the Golden Gate Bridge.  Popular activities include the Chinese New Year Parade and the Bay to Breakers foot race.


The Bottom Line

The bottom line is that Life’s a Beach.  We can either enjoy the water and sunshine or complain about the sand and parking.  Either way, the our attitude determines how we enjoy our lives.

“The voice of the sea speaks to the soul.”

Kate Chopin – American Author

Until Next Summer

Thanks to all of the talented bloggers for participating in the Carnival of Personal Finance.  Don’t forget to Digg, Stumble, Like, Tweet and link back to the Carnival.  Everyone benefits from the links and the community.

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