Hope to Prosper

Simple Practices that Lead to Wealth

What Would You do with a Million Dollars

Finances /

Sometimes, the dehumanizing aspects of greedy, self-serving corporations can make you depressed. After I quit my last job, I watched Office Space a couple of times and it really cheered me up. It reinforced my belief that I shouldn’t put up with abuse at work, just to earn a living.

The Dangers of Derivatives

Regulation /

There are way too many complex derivatives products and they are often used to gamble for profits, instead of being used responsibly for hedging. Also, there are some highly leveraged and naked securities, which have such a high loss potential they never should have been legal in the first place.

Fixing Health Care

Regulation /

The cost of our health care is unsustainable, considering the number of people retiring and others using Medicare services. If we don’t come up with some sound financial solutions, Medicare may become insolvent. Plus, there are an estimated 45 million people who are uninsured and medical costs are the single largest cause of personal bankruptcies.

My Problem with Being Frugal

Finances /

I don’t want to clip coupons or shop in thrift stores. And, I don’t want to have to count my dimes or create a monthly budget. I don’t want to dwell on my bills or my expenses. Most of all, I don’t want you to waste your time on this either.

Quick Tips for a Better Life

Getting Started /

Spend some of your spare time increasing your income. Pay off any consumer debt or loans as quickly as possible. Don’t buy anything you don’t need or can’t afford. Pay your bills promptly and in the most efficient manner.