Hope to Prosper

Simple Practices that Lead to Wealth

How to Deal with Fraud

Personal /

One thing I have never posted on my blog before is that I was defrauded out of a large sum of money. It’s kind of embarrassing to admit this and I definitely should have known better.

Overdraft is Over

Regulation /

The Federal Reserve announced Thursday new banking rules, which require consumers to opt-in before overdraft protection fees are allowed on their ATM and debit cards. This is a huge win for consumers who are being soaked for close to $40 billion dollars in overdraft fees in 2009 alone.

Pink Slip Tuesday

Income, Personal /

Today was Pink Slip Tuesday at my company. They laid-off 10 of my friends, which was 20% of our staff. The only good news for me today is I’m not one of the people who were let go.

Plight of the Consumer

Regulation /

As American consumers, 70% of the economy is based upon our spending. This makes us very powerful in some ways. It also makes us a target for aggressive sales tactics and deceptive marketing claims.