Hope to Prosper

Simple Practices that Lead to Wealth

Present in the Moment

Personal /

I spend a lot of time thinking about and planning for the future.  As a matter of fact, I spend way too much time.  I have this bad habit of ruminating about my financial goals, to the point where it preoccupies my mind.  I’m not sure why I do this since I’m on track to …

Be an Owner, not a Loaner

Investing /

The high inflation has me worried about a number of things, especially the future costs of everything from rent to food.  When I chose my Freedom Number 30 years ago, it seemed like a ridiculous amount of money.  Now, it seems inadequate and is shrinking rapidly.  Thankfully, I have investments that are exceeding the pace …

Paying Your Bills

Finances /

This is a Flashback Post from 2009. I found three of these old draft posts that were half-written from over a decade ago.  Most of the information is just as relevant today as when I first wrote it, so I decided to finish writing them, with some modern perspective. 2010 – How to Negotiate a …

Living With Debt

Debt /

This is a Flashback Post from 2010. I found three of these old draft posts that were half-written from over a decade ago.  Most of the information is just as relevant today as when I first wrote it, so I decided to finish writing them, with some modern perspective. 2010 – How to Negotiate a …