Hope to Prosper

Simple Practices that Lead to Wealth

How to Negotiate a Raise

Income /

This is a Flashback Post from 2010. I found three of these old draft posts that were half-written from over a decade ago.  Most of the information is just as relevant today as when I first wrote it, so I decided to finish writing them, with some modern perspective. 2010 – How to Negotiate a …

Living a Prosperous Life

Finances /

After 40 years of hard work, I have finally come to a point in my life where I’m doing well financially and prioritizing my happiness above accumulating wealth.  Don’t get me wrong, I’m still working and accumulating wealth, but it’s no longer my primary motivation in my life.  My new primary motivation is enjoying my …

Finally Debt-Free

Debt /

I just made the final payment on my house and am officially almost debt-free.  I do still have a small zero-interest car loan, but that’s all I owe.  The house is paid off and so are the credit cards.  When I got paid yesterday, I only had to pay taxes, insurance and utilities.  I am …

Time is Money

Income /

Tomorrow is the first day at my new job.  I am very excited about what the future will bring at my new company.  For the first time in over a year, the uncertainty and indecision are gone and my course is clear.  I can finally concentrate on doing my job, instead of wondering if I still …