Hope to Prosper

Simple Practices that Lead to Wealth

Credit is the Root of all Evil

Debt /

The Love of Credit We all love the convenience of using our credit cards.  You walk up; buy something, swipe your card and you’re on your way.  Credit cards come in very handy for frequent purchases like gasoline and groceries.  They are great for automatically paying recurring bills, like utilities.  And, they are indispensable for dining, travel …

Pay Yourself First

Getting Started /

Why do you get up every morning and go to work? If you are like most people, you need to work in order to live.  Work isn’t necessarily a bad thing.  People have been doing it for thousands of years.  Unless your work is extremely stressful or dangerous, it’s probably a good way to earn …

My First Post

Personal /

My name is Bret and this is my Personal Finance website. My mission is to encourage, entertain and educate people to take control of their personal finances and to live happy and prosperous lives. So many of the people I meet are confused with all of the investment options and jargon. They are not sure …