Simple Practices that Lead to Wealth
The Love of Credit We all love the convenience of using our credit cards. You walk up; buy something, swipe your card and you’re on your way. Credit cards come in very handy for frequent purchases like gasoline and groceries. They are great for automatically paying recurring bills, like utilities. And, they are indispensable for dining, travel …
Continue reading “Credit is the Root of all Evil”
Why do you get up every morning and go to work? If you are like most people, you need to work in order to live. Work isn’t necessarily a bad thing. People have been doing it for thousands of years. Unless your work is extremely stressful or dangerous, it’s probably a good way to earn …
Continue reading “Pay Yourself First”
Here are some Basic Statistics on Wealth and Poverty 2% of the adults in the world own half of the world’s wealth. 10% of Americans own 72% of the wealth in America. 28% of Americans are living paycheck to paycheck. 10% of Americans age 65 and over live in poverty. The personal savings rate for the average American …
Continue reading “Wealth and Poverty in the World”
OK, so you have come to the conclusion that you have to take control of your financial life and you are ready to do it. Now is as good a time as any and this will be easier than you think. Step 1. Forget about the Past* * Past performance is not a guarantee of …
Continue reading “Getting Started – Now is a Good Time!”
My name is Bret and this is my Personal Finance website. My mission is to encourage, entertain and educate people to take control of their personal finances and to live happy and prosperous lives. So many of the people I meet are confused with all of the investment options and jargon. They are not sure …
Continue reading “My First Post”