Simple Practices that Lead to Wealth
Once again this quarter, the rate of foreclosure starts and the percent of loans in the process of foreclosure are the highest recorded since 1979.
One of the most comforting things to have in a crisis is a plan. Unfortunately, the last thing most people want to do is to think about their debt, so they avoid facing it.
I had dinner this week with a good friend who has been unemployed for a prolonged period of time. He is bright, talented, enthusiastic and well educated. He is also getting up there in age and has been unfortunate enough to work for a series of companies that have failed. So, he is having a hard time getting …
Continue reading “Surviving Hard Times”
Being Frugal Back in the late ’80s, I worked really hard, but I didn’t earn very much. I was supporting a family of three on $21K per year, in very expensive San Clemente, California. We had one old beater car and we didn’t get out much. Since I grew up in tough middle class conditions …
Continue reading “Being Frugal vs. More Income”
Just for fun at tax time, I thought I would indulge myself in a post about taxes and their affect on our finances. It’s a touchy subject for me, because I despise the way our tax contributions are wasted by our Government. But, I promise not to go into a rant. I still believe there is …
Continue reading “Debt and Taxes – The American Way”