Hope to Prosper

Simple Practices that Lead to Wealth

How to Avoid Bad Financial Advice

Investing /

I read a really sad story this week about Kevyn Ogawa, a young grocery store clerk who won the lottery in 2009. He is now suing his financial advisors for selling him $100 million in life insurance policies, despite having no spouse, no children, no siblings and no clear need for the death benefit.

Breaking the Cycle of Being Broke

Finances /

I got a Facebook message from a friend of mine who was feeling down. His truck was broken and he didn’t have the money to fix it. He told me that he was just tired of being broke and he couldn’t get motivated to work, even though he really needed the money.

Father’s Day: The Next Generation

Personal /

This Father’s Day seems very different to me, because in about a week I will be a Grandpa. I wasn’t expecting to have a grandchild so soon, but that’s the way life works sometimes.