When I was younger, most Americans took the future seriously. Now, it seems like people are living for today and neglecting the future.

One common thread between most people who are floundering financially, is that they don’t keep track of their finances. People can’t improve their financial lives, unless they know where their money is going.

Last weekend, we had some of the neighbors over and we were talking about the way some people act.  One of my neighbors, who is a salesman, used to live in the new upscale part of town.  He told us he was invited to a barbecue and his neighbor had almost nothing to eat or …

Continue reading “Money Fail: Spending to Impress”

A lot of people are out of work and under financial stress. Others have gotten sick or behind on payments. Some don’t make enough to pay all of their bills.

Welcome to my humble blog and the 329th edition of the Carnival of Personal Finance.  I have been participating in the Carnival of Personal Finance since  the 175th edition, way back in 2008.  It is my honor and privilege to host the carnival this week.  I certainly hope you enjoy it. California Dreaming Theme I …

Continue reading “Carnival of Personal Finance 329: California Dreaming Edition”