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The Decline of Personal Responsibility

I was talking to a friend of mine last weekend and he was telling me about the tough year he just had in 2010.  He’s an Accountant and he spent most of last year unemployed.  But, he made all of his mortgage payments on time, out of his personal savings.  And, he was current with all […]

Hopeful Predictions for 2011

I hope these predictions are useful in your endeavor to prosper. […]

Memo to Government: Cut Spending

America may be heading toward some very difficult times ahead. And, the primary reason is that our Government, at all levels, has spent us into ruin. […]

The End of Reckless Spending

Most important, it has sent a message to politicians that voters will no longer be ignored. They are angry with the Government and they are doing something about it. […]