Credit is the Root of all Evil

The Love of Credit…

We all love the convenience of using our credit cards.  You walk up; buy something, swipe your card and you’re on your way.  Credit cards come in very handy for frequent purchases like gasoline and groceries.  They are great for automatically paying recurring bills, like utilities.  And, they are indispensable for dining, travel […]

Pay Yourself First

Why do you get up every morning and go to work ?

If you are like most people, you need to work in order to live.  Work isn’t necessarily a bad thing.  People have been doing it for thousands of years.  Unless your work is extremely stressful or dangerous, it’s probably a good way to earn money for the things […]

Wealth and Poverty in the World

Here are some basic statistics on wealth and poverty:

2% of the adults in the world own half of the world’s wealth. 10% of Americans own 72% of the wealth in America. 28% of Americans are living paycheck to paycheck. 10% of Americans age 65 and over live in poverty. The personal savings rate for the average American […]