Hope to Prosper

Simple Practices that Lead to Wealth

Living With Debt

Debt /

This is a Flashback Post from 2010. I found three of these old draft posts that were half-written from over a decade ago.  Most of the information is just as relevant today as when I first wrote it, so I decided to finish writing them, with some modern perspective. 2010 – How to Negotiate a …

Finally Debt-Free

Debt /

I just made the final payment on my house and am officially almost debt-free.  I do still have a small zero-interest car loan, but that’s all I owe.  The house is paid off and so are the credit cards.  When I got paid yesterday, I only had to pay taxes, insurance and utilities.  I am …

Neither a Borrower nor a Lender Be

Debt /

This morning, I got a 7:00 AM wake-up call from one of my wife’s distant relatives. He wanted to borrow $2,000 and he sounded pretty desperate.