Hope to Prosper

Simple Practices that Lead to Wealth

Overcome Money Problems

Debt /

There are simple steps to mitigate money problems and turn the corner towards prosperity.

The Entitlement Generation

Personal /

This post was created to encourage young people to step-up to the responsibilities that lie ahead of them. There are some very honest evaluations and comparisons. And, there is some good advice from an old dude who has already lived through most of what young people will face in the next 25 years.

The 10-20-70 Plan for Paying Off Debt

Debt /

I recently had a conversation with someone who was trying to pay off student loans and credit cards, while still trying to lead a normal life. His comment was “whenever I talk about going on a budget, everyone in my family gets upset and calls me a cheapskate”.

Three-Step Financial Plan

Getting Started /

What most people have neglected is to create a financial plan. And, finances are definitely one of the most important things to plan for. Your entire future depends on it and it may take decades to execute.