Hope to Prosper

Simple Practices that Lead to Wealth

Finally Debt-Free

Debt /

I just made the final payment on my house and am officially almost debt-free.  I do still have a small zero-interest car loan, but that’s all I owe.  The house is paid off and so are the credit cards.  When I got paid yesterday, I only had to pay taxes, insurance and utilities.  I am …

Walmart Credit Card Quotas

Debt /

This weekend, as I was saying “No” to a Walmart credit card for the hundredth time, I noticed a quota board behind the head cashier. It appears each cashier in the San Clemente store “Must Have 15 C/Cards Daily!”.