Yes, it’s sad the way real wages are stagnant for working folks, while the rich are making obscene money and the Government is bankrupting our nation. Government at all levels are grasping desperately for more revenue, while continuing to waste mountains of money and refusing to cut their exorbitant perks and pet projects. It almost makes me want to cash out and move to a tropical island, which is what my Dad did.

However, try not to be discouraged by all of this. One financial setback with your taxes isn’t going to change your financial life. This is just an annoying little blip on a long journey towards prosperity. If you keep doing all of the right things, you will wind up in the right place. Keep the faith.

Bret

i have made serious mistakes in my career choices and while there are a myriad of PF blogs and articles on how to fix the spending/saving/investing side of things there’s virtually no info on good career decisions and fixing a broken career. just wondering if you might do a blog post on anything you’d do differently with your career or advice for ppl stuck in low paying jobs. other than “ask for a raise”

The main reason I blog is to share my financial experiences to help others. Sometimes, sharing my personal mistakes in public is difficult. But, if I can prevent others from making these same mistakes, then it is well worth it. Low income and credit card debt were my personal failures. Saving, investing and learning are my personal triumphs.

I also agree that most people’s financial mistakes are on the spending side and not on the income side. But, I see so many bloggers fixated on expenses that it reminds me of the mistake I made when I was younger. I wish someone would have pointed it out to me, instead of having to figure it out on my own a decade later. So, I hope this post helps someone who is missing this key element from his or her financial plan.