When I started out with my very first investment, I was “recommended” a mutual fund with an 8.5% front-end load. For those who aren’t familiar with a load, this meant that for every $100 I invested, only $91.50 made it into my account. [...]
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What most people have neglected is to create a financial plan. And, finances are definitely one of the most important things to plan for. Your entire future depends on it and it may take decades to execute. [...] One of the most comforting things to have in a crisis is a plan. Unfortunately, the last thing most people want to do is to think about their debt, so they avoid facing it. [...] I had dinner this week with a good friend who has been unemployed for a prolonged period of time. He is bright, talented, enthusiastic and well educated. He is also getting up there in age and has been unfortunate enough to work for a series of companies that have failed. So, he is having a hard time getting his [...] Why do you get up every morning and go to work ? If you are like most people, you need to work in order to live. Work isn’t necessarily a bad thing. People have been doing it for thousands of years. Unless your work is extremely stressful or dangerous, it’s probably a good way to earn money for the things you want [...] |
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