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What is your Excuse for not Saving Money?

Everyone seems to have an excuse these days for not saving any money and most are based on this argument of “I can’t afford to save”. […]

10 Things I Learned From Investing

When I started out with my very first investment, I was “recommended” a mutual fund with an 8.5% front-end load. For those who aren’t familiar with a load, this meant that for every $100 I invested, only $91.50 made it into my account. […]

Three-Step Financial Plan

What most people have neglected is to create a financial plan. And, finances are definitely one of the most important things to plan for. Your entire future depends on it and it may take decades to execute. […]

Four-Step Debt Evaluation Plan

One of the most comforting things to have in a crisis is a plan. Unfortunately, the last thing most people want to do is to think about their debt, so they avoid facing it. […]

Surviving Hard Times

I had dinner this week with a good friend who has been unemployed for a prolonged period of time.  He is bright, talented, enthusiastic and well educated. He is also getting up there in age and has been unfortunate enough to work for a series of companies that have failed. So, he is having a hard time getting […]