I am about to share with you a simple yet reliable method for accumulating wealth for people of average income. It has been used by millions of people to become millionaires, yet only a small percentage take advantage of this amazing system. [...]
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It’s sad to me when people look to possessions for happiness. They can fill their lives with toys and have all of the money in the world, but that won’t bring contentment. [...] Since I am an avid Do It Yourselfer (mostly because I am cheap), I thought I would share three examples of where we saved a ton of money by doing it ourselves. [...] I am on vacation in Oregon right now, so summer is officially upon me. I have always wanted to write about the four seasons of personal finance. I’ve seen a couple of seasons come and go in my life and I wanted to explain it to those who are just starting out. Like the story of the ant and the grasshopper, anyone who ignores the changing seasons may wind up cold and hungry when the winter sets in. Here is the secret to avoid it. Change is the Only Constant Image by Aunt Owwee In order for financial planning to be effective, it must take life events and personal factors into account. A 25 year old single parent isn’t going to be able to save money like a middle-aged DINKs couple. But, it’s still every bit as important. One of the saddest things I see are people who are unprepared for the future who wind up in financial trouble. They may have worked hard their entire lives, only to wind up broke when they are older and can no longer work to generate income. The worst part is that it’s completely avoidable with a little bit of planning and financial discipline. Spring (Teens & 20s)Spring is the season where everything is fresh and new. Life is colorful and exciting. Energy and optimism are in abundance. Every door is open and opportunties are endless. This is also the season of youth and inexperience. Others know this and they take advantage with credit cards, overdraft and cell phone contracts. Winter is still 40-50 years away, yet the new car and the bright lights of the city beckon today. Spring is a time for balance. It’s a time to heed the call of nature and enjoy the qualities of youth before they disappear. Yet, it’s also the time to plot a mature course toward the future. Choices made in the Spring can lead in directions that may be difficult to change later in life. It’s a good time to go on an adventure or start a business. It’s the time to take a shot at big dreams, while the downside is minimal. This is a bad time for extremes. It’s a bad time to engage in destructive behavior or develop addictive habits. Continue reading The Four Seasons of Personal Finance One thing that has defined Americans for the past 100 years is our love of automobiles. We went from cowboys riding horses to commuters driving cars, because freedom is the American way of life. [...] |
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