Hope to Prosper

Simple Practices that Lead to Wealth

Overcome Money Problems

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There are simple steps to mitigate money problems and turn the corner towards prosperity.

The 10-20-70 Plan for Paying Off Debt

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I recently had a conversation with someone who was trying to pay off student loans and credit cards, while still trying to lead a normal life. His comment was “whenever I talk about going on a budget, everyone in my family gets upset and calls me a cheapskate”.

Stopping Credit Card Deception

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I have been posting for years about the deceptive practices of the credit card industry. I have strong personal feelings against the abuse of consumers and the credit card industry has consistently been one of the most abusive.