Hope to Prosper

Simple Practices that Lead to Wealth

Best of 2010 from Hope to Prosper

A lot of exciting things happened in 2010 and the markets recovered a lot of their losses from the recession.  I am excited about this year and the awesome prospects it brings.  Here is a look back at my favorite posts from 2010.

Favorite Post Image
Overcome Money ProblemsAt some point in our lives, most of us will experience money problems.  For some, these problems may be minor and short-lived.  For others, these problems may be severe and last a lifetime.  Overcome Money Problems
Imagine a Life without DebtHave you ever stopped to calculate how much you pay in interest every month?  If you are like most American families, it’s probably at least a $1,000 per month and it could be a lot more.  Imagine a Life without Debt
Memo to Government: Cut SpendingAmerica may be heading toward some very difficult times ahead.  And, the primary reason is that our Government, at all levels, has spent us into ruin. Memo to Government: Cut Spending
How Secure is your Future?Between the mayhem in the markets, the economic uncertainty in the world and a number of tragedies I have witnessed lately, I have been thinking a lot about my future. How Secure is Your Future?
A Fool and his Money are Soon PartedI have decided to explain how most Americans are being tricked out of their paychecks.  They may work hard their entire lives, earn millions of dollars and wind up with nothing. A Fool and his Money are soon Parted
Five Huge Money PitfallsIt’s my chance to impart some nuggets of wisdom onto impressionable graduates.  To those who seem genuinely interested, I usually provide a brief run-down of the five most important things to avoid. Five Huge Money Pitfalls
My Visit with a Financial AdviserEvery couple of years, I am approached by someone who has recently become employed in the financial services industry.  This is usually a friend or former coworker, who is working through their warm market, looking for candidates to sell financial products. My Visit with a Financial Advisor
Why I Invest in Mutual FundsMutual funds were my first and only investment for about 20 years, before I began to choose my own individual stocks.  There are a number of key reasons I invest in mutual funds and I strongly recommend them to other investors. Why I Invest in Mutual Funds
The Wisdom of Sir John TempletonIf they were making any money investing, they wouldn’t be hawking their latest books and seminars.  They would be living in the Bahamas, quietly amassing a fortune from their portfolio.  That describes the life of Sir John Templeton, a true financial guru. The Wisdom of Sir John Templeton
Raising a family on a Single IncomeLiving on a single income is a choice that dramatically affects a family’s finances.  So, I thought I would explain the reasons for our choice and the consequences that came with that decision. Raising a Family on a Single Income
What I Learned from my Two DadsI was blessed to have two Dads.  And they each impacted my life in different ways.  Both of my Dads were Engineers and they were both very wise with their finances. What I Learned from my Two Dads
Trillion Dollar Public Pension ShortfallAn article in the New York Times stated that there is a $1 Trillion dollar public pension shortfall. Despite repeated denials from PERS and public employee unions, public pensions are in big trouble. Trillion Dollar Public Pension Shortfall

The Bottom Line

The bottom line is that 2010 was a great year for me, financially, personally and creatively.  I hope 2011 is a happy and prosperous year for you.

“Cheers to a new year and another chance for us to get it right.”

Oprah Winfrey – American Television Personality

Recommended Reading

DINKs Finance – My New Years Resolution is to Want Less
Christine.biz – End of a Great Year, Start of an Even Better Year
Lazy Man and Money – Best of Lazy Man and Money

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