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Being Frugal vs. More Income

Being Frugal 

Back in the late ’80s, I worked really hard, but I didn’t earn very much.  I was supporting a family of three on $21K per year, in very expensive San Clemente, California.  We had one old beater car and we didn’t get out much.  Since I grew up in tough middle class conditions […]

Debt and Taxes – The American Way

Just for fun at tax time, I thought I would indulge myself in a post about taxes and their affect on our finances.  It’s a touchy subject for me, because I despise the way our tax contributions are wasted by our Government.  But, I promise not to go into a rant.

I still believe there is […]